You now hold your Knox Jewelers custom created engagement ring in your hands. You have toiled through every step of the process, hand selected your perfect center stone and customized your one-of-a-kind setting. Now its done, and you hold a tiny work of art that will become a future heirloom. There is only one final hurdle to cross before you can wear your custom ring with peace of mind, and that is having your ring insured.
It is a tragedy really, when people lose their custom created jewelry to fire, theft, misplacement or damage. It is an even greater tragedy if that jewelry was not insured for replacement. It may never be possible to replace the sentimental value place on custom engagement rings or wedding bands, but the piece itself can be recreated. We recommend insuring your custom created jewelry, so that is tragedy ever befalls it, you will not have to pay out of pocket to replace it.
The best way to figure out the right option to insure your custom jewelry is to first contact your insurance company to see what coverage is available. Most jewelry can be insured through your renters of homeowners policy, or supplemented by an additional rider. If you have neither of these, independent coverage plans are available through such companies as Jewelers Mutual.
Any ring purchased through Knox Jewelers will be accompanied by a Certificate of Sale that will include all the information you will need to have your custom pieces insured. This includes the details regarding your setting, the specifics on any gemstones featured in the setting and a photo of the piece. After several years, insurance companies may requested an updated appraisal for your jewelry. This is because values change on fine jewelry and your investment should be covered for their current replacement value.
Insuring your jewelry is always recommended. If you have any questions about insuring your Knox Jewelers custom created masterpieces, contact us today and we will assist you towards fine jewelry ownership peace-of-mind.